Ames Community Bank
Rates
Interest rates and annual percentage yield (APY) rates effective April 30, 2008
| CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS | ||||||
| $1,000 - $9,999 | $10,000 - $49,999 | $50,000 and above | ||||
| Term | Rate | APY | Rate | APY | Rate | APY |
| 6 Months | 2.20% | 2.21% | 2.30% | 2.31% | 2.40% | 2.41% |
| **9 Month Special** | 2.75% | 2.75% | 2.75% | 2.75% | 2.75% | 2.75% |
| 12 Months | 2.40% | 2.40% | 2.50% | 2.50% | 2.60% | 2.60% |
| 18 Months | 2.60% | 2.60% | 2.70% | 2.70% | 2.80% | 2.80% |
| 24 Months | 2.80% | 2.80% | 2.90% | 2.90% | 3.00% | 3.00% |
| 36 Months | 3.05% | 3.05% | 3.15% | 3.15% | 3.25% | 3.25% |
| 48 Months | 3.10% | 3.10% | 3.20% | 3.20% | 3.30% | 3.30% |
| 60 Months | 3.10% | 3.10% | 3.20% | 3.20% | 3.30% | 3.30% |
- APY & Rate calculations based on interest compounding annually or at maturity.
- Quarterly, semiannual and monthly rate calculations available.
- Monthly interest checks available or direct deposit to an Ames Community Bank account.
- Penalty for early withdrawal on certificates of deposit.
| Business Accounts | Personal Accounts | Community and Partner Accounts | ||||||||
| Money Market | Rate | APY | Money Market | Rate | APY | Investment Checking | Rate | APY | ||
| $2,500 - $9,999 | 0.85% | 0.86% | $2,500 - $4,999 | 0.50% | 0.51% | $25,000 - $49,999 | 1.15% | 1.16% | ||
| $10,000 - $29,999 | 1.10% | 1.11% | $5,000 - $9,999 | 0.75% | 0.76% | $50,000 - $99,999 | 1.35% | 1.36% | ||
| $30,000 - $49,999 | 1.35% | 1.36% | $10,000 - $24,999 | 1.00% | 1.01% | $100,000 - $199,999 | 2.15% | 2.16% | ||
| $50,000 and above | 1.55% | 1.56% | $25,000 and above | 1.15% | 1.16% | $200,000 and above | 2.75% | 2.75% | ||
| Savings | Rate | APY | Savings | Rate | APY | Club Checking | Rate | APY | ||
| $1,000 - $2,499 | 0.15% | 0.15% | $100 - $999 | 0.10% | 0.10% | $1,000 - $2,499 | 0.05% | 0.05% | ||
| $2,500 - $4,999 | 0.30% | 0.30% | $1000 - $2,499 | 0.20% | 0.20% | $2,500 - $4,999 | 0.15% | 0.15% | ||
| $5,000 and above | 0.40% | 0.40% | $2,500 and above | 0.35% | 0.35% | $5,000 and above | 0.25% | 0.25% | ||
| Small Biz Checking | Rate | APY | Comm Adv Checking | Rate | APY | |||||
| $1,000 - $2,499 | 0.05% | 0.05% | $1,500 - $2,499 | 0.05% | 0.05% | |||||
| $2,500 - $4,999 | 0.10% | 0.10% | $2,500 - $4,999 | 0.15% | 0.15% | |||||
| $5,000 - $24,999 | 0.20% | 0.20% | $5,000 and above | 0.20% | 0.20% | |||||
| $25,000 and above | 0.30% | 0.30% | ||||||||
- Interest Rates and Annual Percentage Yield (APY) subject to change daily.
- **Account fees could reduce earnings on account.
- ***$100 minimum opening deposit on personal savings.